UP PGT Money & Banking 12: Money & Banking: Mixed Concept-Application Checkpoint | Notes + 12 MCQs

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UP PGT Economics · Subject Code 11 · Money & Banking

Money & Banking: Mixed Concept-Application Checkpoint

Topic 12 / 1212 original revision MCQsHindi + English

पहले notes और solved examples, फिर options चुनकर Submit & Check Answers करें। Answers/explanations केवल इसी topic के Submit के बाद खुलेंगे। All numerical data and reserve/policy ratios in exercises are hypothetical teaching assumptions, not live rates.

यह checkpoint concepts को interleave करता है; previous posts पढ़ लेना mastery का proof नहीं। पहले numerical की family पहचानें, उसके बाद formula चुनें। Short revision quiz को full official-pattern mock न कहें।

Question cuePick this concept/formulaCheck before substituting
V और T givenFisher P=MV/TTransaction T vs income Y; deposit term?
k और Y givenCambridge M=kPYNominal income already given?
L₁(Y), L₂(r) givenKeynes Mˢ=L₁+L₂Nominal vs real; r as5 or.05?
Public c और bank r givenm=(1+c)/(c+r); M=mHTotal reserve ratio; fixed H?
Fresh reserve injection, no leakagesΔD=ΔR/rr; ΔL=ΔD−ΔRTotal deposits vs derivative/loans
Collateral and marginLoan=value×(1−margin)Margin % is not interest %
CRR/SLR percentageRequired amount=NDTL×ratioHypothetical ratio; which asset holding?
Rural institutional fundingNABARD refinance vs bank’s retail creditNo automatic subsidy/forgiveness

Two-Step Multiplier Change

Public cash preference unchanged but total bank reserve ratio changes under the simplified model.

Old m=(1+c)/(c+r₀); new m=(1+c)/(c+r₁); ΔM=H(m₁−m₀)

Worked example: H=100, c=.20, r.10→.20 → old m4, new m3 → M400→300, ΔM=−100।

Interpretation: Same base can support different money stock in this stylised model; does not establish a mechanically timed real-world contraction।

  • Without notes: explain each core equation’s symbols, assumptions and direction of effect; draw Fisher, Cambridge and Keynes diagrams with labelled axes।
  • After Submit: mark wrong, guessed and slow separately. One line for concept error + one corrected solution. Retest those items next day, then on third and seventh day।
  • Unit self-check: explain functions/approaches, solve at least one new application of each formula, compare instruments/bank roles, and correct your mistakes. No completion/score has been inferred from file delivery।

Active Recall / Writing Practice

  1. Write Fisher, Cambridge, Keynes, multiplier and margin equations from memory; define every denominator।
  2. Compare RBI, a commercial bank and NABARD in six precise points।

Notes बन्द करके लिखें। Review next day, third day और seventh day. File delivery, study attendance और mastery अलग हैं।

Memory recap: Concept → formula → substitute → interpret; then correct, explain and retest।

Topic Test · 12 MCQs

Original revision questions, official PYQs या full official-pattern mock नहीं। Practice scoring +1 correct, 0 wrong/blank; no claim about official marking. Client-side answers inspectable हैं; this is not a secure examination platform.

यदि buttons काम न करें तो browser/site JavaScript permissions जाँचें। WordPress पर publish करने से पहले Draft Preview में test करें।

0 / 12 answered

1 / 12 · MONEY B133
Fisher model में M20%,T20% बढ़ें और V fixed रहे। P का exact change?
2 / 12 · MONEY B134
Cambridge: M240,k.20,Y800 है। Equilibrium P?
3 / 12 · MONEY B135
Nominal Ms400,L1=.2Y,Y1000,L2=300−25r; r percentage-number। Equilibrium r?
4 / 12 · MONEY B136
H100,c.20 constant; total reserve ratio r.10→.20। Model M change कितना?
5 / 12 · MONEY B137
Fresh reserves₹800,rr25%, no leakage/excess reserves। Total deposits और new loans का pair?
6 / 12 · MONEY B138
Collateral₹2,000, margin30% है। Maximum loan?
7 / 12 · MONEY B139
Hypothetical required cash ratio5%, NDTL₹8,000crore। Required amount?
8 / 12 · MONEY B140
Bankers’ RBI reserve deposits को public demand deposits के साथ कैसे treat करें?
9 / 12 · MONEY B141
Fixed-coupon perpetuity₹80/year; yield8%→10% हो। Bond price में change?
10 / 12 · MONEY B142
RBI bank से security खरीदता है। कौन-सा first-round claim सबसे सुरक्षित है?
11 / 12 · MONEY B143
Institution–function pairing में कौन सही है?
12 / 12 · MONEY B144
Extended Fisher: M100,V4; deposit money M′200,V′3; transactions T500। P कितना?

Numerical routine: concept → formula → substitute → interpret. Wrong/guessed/slow items को 24 hours बाद new attempt दें।